w.e.f. 01-04-2009 |
| List of Services |
Tariff |
| Housing Loan & Non-Housing Loans |
| Processing Fee - Housing Loan |
0.5% to 1% of the loan amount to be deposited with the Loan Application(Depending
upon the nature of case) |
| Processing Fee - Non-Housing Loans (Top-up, Loan Against Residential Property, Easy Plus) |
0.5% to 2% (depending upon the nature of case) |
| Processing Fee Refund - Pre Sanction |
If the loan is not sanctioned & the customer opts to close the application, processing fee collected shall be refunded excluding Rs.500/- or out-of-pocket expenses, whichever is higher. |
| Processing Fee Refund - Post-sanction |
Processing Fee : Non-refundable once the loan is sanctioned. |
| F.I. & Documentation Charges |
Rs.500/- |
| Cheque/ECS Bounce Charges (Per Instrument/Transaction) |
Rs.500/- |
Overdue Charges on default instalment (EMI/Pre-EMI) |
2% per month on the outstanding dues |
Prepayment Charges |
As applicable |
| Legal Charges |
As per applicable law of the state |
| Recovery Charges (Legal /Repossession & Incidential Charges) |
As per actual |
| Demand Draft/Pay Order issuance Charges |
Rs.150 per lac or actual Bank Charges, whichever is higher |
| Annual Service Charges for Variable EMI Loan |
Rs.500 per annum |
| Conversion Charges |
As applicable |
| Non Postal Stamp |
As per applicable law of the state |
| Non-encumberance Certificate |
As per Actual |
| Technical Fee Collected (for additional property or property situated outside geographic limit) |
As per Actual |
| Anywhere Finance Charges |
Nil at present |
| Cheque/ECS Swapping Charges (per set) |
Rs.250 |
| Duplicate No Dues Certificate |
Rs.250 |
| Copy of Property Papers |
Rs.500
|
| Duplicate Annual Account Statement, Provisional Certificate |
Rs.250
|
| Custodial Fee for keeping Property Documents in Closed Loans |
Rs.500 per month |
| Administrative Fee |
Nil at present |
| Statement of Account/Loan Closure Statement (Fully) |
Rs.250 |
| Each Personal Visit to customer's place for collection of dues |
Rs.500/- per visit plus applicable service tax |
| |
| Easy Home Loan Deposit (EHLD) - Saving Phase |
| Cheque/ECS Bounce Charges |
As per the applicable Bank Rate |
| Duplicate Certificate Charges |
Rs.100 |
| Duplicate Accounts Statement/Receipt |
Rs.100 |
| Contract Amendment Charges |
Rs.100 |
| |
| Cost Free Services |
| Annual Account Statement, Provisional Certificate |
Free of cost for first time |
| Loan Application Form |
Free of Cost |
| No Dues Certificate |
Free of cost for first time |
| Annual EHLD Payment Certificate |
Free of cost for first time |
| Duplicate Fixed Deposit Receipt |
Free of cost for first time |
| |
|
*Taxes and levies will be charged, as applicable. This tariff schedule is as on date of disbursement. The same is subject to change anytime and the Company will update the changed version on its website from time to time. The revised tariffs would be applicable for all customers without any prior notice. |